Discover it Cash Back

Earn 5% cashback on quarterly rotating categories and first-year rewards get doubled with the Cashback Match program.

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Discover more details about the card:

5% Cashback on Rotating Categories

Cashback Match for the First Year

No Annual Fee

0% Intro APR on Purchases

Discover it Cash Back


Are you ready to redefine your financial journey with a credit card that puts you in the driver's seat?

Introducing the Discover it Cash Back, a card that not only rewards your lifestyle but evolves with you.

Enjoy the power of earning 5% cash back on rotating categories, highlighting the essence of smart spending in the dynamic landscape of the United States.

Stay informed and explore how this card aligns with your financial goals, potentially transforming the way you perceive rewards.


5% Cashback on Rotating Categories


Saving money is a tangible reality with Discover it Cash Back's 5% Cashback on Rotating Categories.


Each quarter, this credit card offers 5% cash back on different spending categories.


This could mean significant savings, as the categories often align with lifestyle essentials and popular spending areas.


Imagine receiving 5% back on your purchases at grocery stores, restaurants, or even gas stations.


The cash back applies to these rotating categories up to a quarterly maximum when you activate.


For cardholders dedicated to maximizing benefits, aligning spending habits with these categories can lead to substantial savings throughout the year.



Cashback Match for the First Year


The first year with Discover it Cash Back offers an enticing opportunity to save through the Cashback Match program.


At the conclusion of your initial year with the card, Discover will match all the cash back you’ve earned.


This effectively doubles your rewards – if you’ve earned $200 in cash back, you'll receive $400.


There's no need to sign up for this benefit, as it’s automatically applied.


For those seeking to maximize their savings, setting a strategy to earn as much cash back as possible pays off significantly with this match.


This benefit caters to strategic spenders looking to boost their financial gains simply by using their credit card smartly.




Interested in applying for your credit card? Tap the button below to discover the additional benefits and how to request!

HOW TO REQUEST

No Annual Fee

The Discover it Cash Back card offers a significant cost-saving benefit by not charging an annual fee.

This means that users can enjoy all the perks and rewards of the card without the burden of an annual cost.

In an era where annual fees for credit cards can range from $95 to over $500, avoiding this expense is a notable advantage.

It empowers cardholders to allocate those funds towards other financial goals, such as savings or debt reduction.

Moreover, it encourages new users to enter the world of reward credit cards without the fear of incurring extra fees, allowing them to maximize their cash back benefits.



0% Intro APR on Purchases

The Discover it Cash Back card provides a 0% introductory APR on purchases, which serves as an immediate money-saving tool.

For consumers planning significant expenses, spreading payments over months without accruing interest can alleviate budget constraints.

This benefit essentially transforms the card into a short-term interest-free loan.

This allows cardholders to manage their finances more efficiently.

Furthermore, in instances of unforeseen emergency expenses, having the peace of mind that charges will not immediately accumulate interest can be financially relieving.

Such strategic use enhances one's ability to retain more savings over time.